Fees
| Membership | |
|---|---|
| If you live or work in the state of Washington, you are eligible to become a member of Industrial Credit Union. |
*ATM & everyday debit card transactions (if consented to Extended Courtesy Pay) and recurring debit card transactions, **ACH transactions, checks, in-branch transactions, online Billpayer items, and Online Banking transfers. ***An NSF service charge is assessed each time an item is presented against insufficient funds. The payee (or the payee’s institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate charge. |
|
| Checking Account Fees | |
|---|---|
| Checking 360 | $10.00 per month |
| Epic Checking | $5.00 per month |
| Essential Checking | $2.00 per month (fee waived with eStatement) |
| Courtesy Pay Overdraft, Debit Card Transactions* | $15.00 per item |
| Courtesy Pay Overdraft, Other Transactions** | $25.00 per item |
| Non-Sufficient Funds Returned Check Fee*** | $25.00 |
| Overdraft Transfer | $1.00 per overdraft |
| Stop Payment | $15.00 per stop order |
| Debit Card Instant Issue Fee | $5.00 |
| Canceled Check Copy | $1.00 per check copy (2 free per month) |
*This fee applies to any debit card transaction made at a location in a foreign country, or payable to a merchant located in a foreign country even if you initiate the transaction from within the United States. |
|
| Other Service Fees | |
|---|---|
| Account Reconciliation | $15.00 per hour |
| Account Research | $15.00 per hour |
| Account Research Trip Fee | $25.00 |
| ACH Returned Item Fee | $10.00 per item |
| ATM Card Fee | $5.00 |
| Bad Address Fee | $5.00 per month |
| Cashiers Check | $1.00 per item |
| Convenience Checks | $1.50 per page (4 checks per page) |
| Debit Card Instant Issue Fee | $5.00 |
| Debit Card Reactivation Fee | $15.00 |
| Dormant/Inactive Account Fee | $5.00 per month (waived for accounts with balances of at least $100 and childrens’ accounts) |
| Foreign Draft | $2.00 per item |
| HSA Account Opening Fee | $25.00 |
| International Transaction Fee* | 1% of transaction amount |
| IRA Enrollment Fee | $10.00 |
| Loan Payment by Debit Card | $5.00 per payment |
| Online Bill Payer | $5.95 per month (free w/ eStatement enrollment) |
| Returned Check – Self | $25 per item |
| Returned Statement Fee | $5.00 per month |
| Statement Copy Fee | $5.00 per copy |
| Wire Transfer Fee – Outgoing Domestic | $10.00 per transfer |
| Wire Transfer Fee – Outgoing International | $25.00 per transfer |