Rates & Fees

*ATM & everyday debit card transactions (if consented to Extended Courtesy Pay) and recurring debit card transactions,

**ACH transactions, checks, in-branch transactions, online Billpayer items, and Online Banking transfers.

*Industrial does not charge a fee for incoming wires. For International wires in foreign currency, Industrial exchanges the funds on behalf of the member prior to sending the wire. For International wires in U.S. dollars, the organization that receives the wire exchanges the funds.

Business Fees – Other
Account Reconciliation $15.00 per hour
Account Research $15.00 per hour
Account Research Trip $25.00
ACH Stop Payment Request $15.00 per item
Cashiers Checks $1.00 per item
Convenience Checks $1.50 per page (4 checks per page)
Courtesy Pay Overdraft, Debit Card Transactions* $15.00 per item
Courtesy Pay Overdraft, Other Transactions** $25.00 per item
Debit Card Instant Issue Fee $5.00
Debit Card Reactivation Fee $15.00
Deposit Correction $10.00
Deposited Returned Item $10.00 per item
Dormant Account $5.00 per month
Foreign Drafts $2.00 per item
If Minimum Balance is Not Met $6.00 per month
Online Bill Payer $5.95 per month (free with eStatement enrollment)
Returned Check – Self $25.00 per item
Returned Statement $5.00 per month
Statement Copy $5.00 per copy
Wire, International in Foreign Currency $20.00 per transfer
Wire, International in U.S. Dollars $40.00 per transfer
Wire, Domestic $10.00 per transfer