Ca$hline is a personal line of credit from Industrial Credit Union, offering you the ultimate in flexibility. Unlike traditional loans, where the full loan amount is distributed as a lump sum, a Ca$hline lets you take only what you want when you want it, up to your predetermined credit limit.
Use your line of credit to pay for automotive repairs, vacations, weddings, appliance purchases or other unexpected expenses.
You can access your line of credit at any branch, through Online Banking or with your debit card.
If you don’t want to lock up collateral to secure a loan, a personal loan from Industrial Credit Union is just for you. Payments are flexible based on the amount you borrow and your budgetary requirements. Like a Ca$hline, you can use the proceeds for any purpose.
Deposit Secured Loans
This loan is secured by funds you have on deposit in a savings account at the Credit Union. If you need to build or improve your credit, this loan product is perfect for you.
COVID Relief Loans
Need emergency funds? We have relief-focused personal loans available for up to $5,000 with a maximum repayment term of 36 months -no security required. *Rates are based on credit worthiness.
|Loan rates shown here are current as of:|
|December 1, 2020|
APR = Annual Percentage Rate
Ca$hline rates are variable. Maximum APR of 24.00%
Payment Example: For a personal loan of $5,000.00 at 8.00% APR for 36 months, you would make 36 payments of $156.69.
|Ca$hline||Varies||Variable Rate & Term||7.11% – 17.11%|
|Personal (Fixed Rate)||Varies||Varies||7.00% – 24.00%|
|COVID Relief Loan||Maximum of $5,000||Maximum of 36 Months||2.50% – 10.00%|