A home equity line of credit (HELOC) is a revolving line of credit that allows you to use the equity in your home when you need it. You won’t pay any interest until you use your HELOC funds.

Loan Highlights
  • Your loan stays at the Credit Union, we don’t sell our servicing
  • 10 year draw period, followed by 20 year repayment period
  • Choose your payment structure during the draw period: Interest-only or Traditional (principal + interest)
  • Low variable rate
  • Only pay when you use the money
  • No application fee
  • No prepayment/payoff penalty

Please note. rates are adjusted daily. APR = Annual Percentage Rate

Rates are variable. Maximum APR of 24.000%. Estimated aggregate Credit Union and third party fees: $1,030.

Margin Index APR
Varies WSJ Prime 4.000% – 5.000%