Essential Checking
- Overview
- Checking 360
- Epic Checking
- Essential Checking
- Benefit Comparison
- Frequently Asked Questions
Essential Checking
Better than basic. Essential Checking provides great protections that go beyond a standard checking account.
Essential Checking benefits:
- Anywhere Banking Tools: Online & Mobile Banking, Debit Card and Nationwide access to over 30,000 no-fee CO-OP ATMs
- ID Theft Aid1,2: Fraud Resolution, Identity Restoration and $1,000 Personal Identity Theft benefit
- Buyer’s Protection and Extended Warranty1,2: Newly purchased items are protected for up to $2,500 per item for the first 90 days of purchase, plus up to 1 year extended warranty
You’ll receive all these benefits for just $2 per month (fee waived with eStatement enrollment). Unlike many traditional checking accounts, there is no minimum balance to maintain in order to receive your benefits.
| Rates shown here are current as of: |
|---|
| February 1, 2024 |
*APY = Annual Percentage Yield. Rates subject to change without notice. Fees could reduce earnings. Your savings federally insured to at least $250,000 by the NCUA. † For more information about overdraft protection, please see our the Member Service Agreement linked in the footer below. |
|||
| Account | APY* | Rate | Monthly Fee |
|---|---|---|---|
| Checking 360 | .0% | .0000% | $10 |
| Epic Checking | .0% | .0000% | $5 |
| Essential Checking | .0% | .0000% | $2; fee waived with eStatement enrollment |
1 Cell phone protection, personal identity theft benefit, and purchase protection are subject to additional terms and conditions.
2 Insurance products are: NOT A DEPOSIT, NOT FEDERALLY INSURED, NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.