HELOC

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A home equity line of credit loan is a revolving line of credit that allows you to use the equity in your home as needed. You won’t pay any interest until you need the funds.

Loan Highlights
  • Your loan stays at the Credit Union, we don’t sell our servicing
  • 10 year draw period, followed by 20 year repayment period
  • Choose your payment structure during the draw period: Interest-only or Traditional (principal + interest)
  • Low variable rate
  • Only pay when you use the money
  • No application fee
  • No prepayment/payoff penalty
Loan rates shown here are current as of:
November 1, 2019

APR = Annual Percentage Rate

Rates are variable. Maximum APR of 24.00%. Estimated aggregate Credit Union and third party fees: $1,030.

Margin Index APR
Varies WSJ Prime 5.00% – 6.00%