Mastercard Credit Benefits

We know it’s important for you to have a say in how you manage your finances. That’s why the new Industrial Mastercard allows you the option to choose your preference of rewards.

Choose from unlimited 2% cashback OR a lower interest rate!

Apply Now

APR = Annual Percentage Rate

Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances 9.90% – 24.90% when you open your account, based on your creditworthiness. After that, your APR may vary with the market and changes in creditworthiness.
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge any interest on the portion of the purchase balance that you pay by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau
Annual Fee None
Transaction Fees:

Cash Advance Fee None
Balance Transfer Fee None
Foreign Transaction Fee None

Penalty Fees:

Late Payment Fee $25
Over the Credit Limit Fee None
Return Payment Fee $25

How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases).

Card Type Amount Term APR
Mastercard Credit Card Varies Variable Rate and Term 9.90% – 24.90%
Mastercard Deposit Secured Varies Variable Rate and Term 9.90% – 18.90%

Mastercard ID Theft Protection (IDT) provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft. This product offering will alert you about possible identity theft by monitoring the surface, dark and deep web, searching for compromised credentials and potentially damaging use of your registered personal information in order to detect fraud at its inception. Learn more.

Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance. Call Mastercard Global Service immediately to report your card lost or stolen and to cancel the account. If you need to make purchases or arrange for a cash advance, with your issuer’s approval, you can receive a temporary card the next day in the United States, and within two business days almost everywhere else. Remember, if you report your card lost or stolen, you will not be responsible for any unauthorized transactions on your account. Learn more.

Mastercard Airport Concierge™ is your passport to the finer side of air travel. Enjoy a 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 700 destinations worldwide 24 hours a day, 7 days a week, 365 days a year. There are also certain airports where you can be expedited through the security and/or the immigration process. To reserve Mastercard Airport Concierge services click here or consult your Travel Advisor.

No need to reach out to Mastercard for Account and Billing Information, you can now contact Industrial directly for questions concerning your account.

With Zero Liability Mastercard cardholders pay only for the purchases they have authorized on their US issued Mastercard card and won’t be held liable in the event of an unauthorized purchase. Zero Liability applies to purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions. Cardholders should not be held responsible for unauthorized transactions if they have used reasonable care in protecting the card from loss or theft; and promptly reported loss or theft to their financial institution. Learn more.

Mastercard Golf provides discounted access to golf courses, complimentary grounds passes for PGA Tournaments, access to domestic and international golf travel packages. Additional offers for World and World Elite cardholders include Priceless Lessons with PGA Tour professionals, access to Hidden Network of private courses and much more. Learn more.

Priceless Cities Offers & Experiences offers Mastercard cardholders the opportunity to engage in exclusive, once-in- a-lifetime experiences with the people they love in the cities where they live and travel. Learn more.

World Mastercard Digital Merchant Offers allow you access to exclusive offers with popular digital brands on every day, time-saving products and services.

Mastercard Travel Lifestyle Services provides a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best in class travel companies across hotels, air travel, tours, cruises, car rentals and more. Learn more.

Existing DoorDash DashPass members automatically receive a $5 discount on their first 2 DashPass orders each month. Cardholders who are new to DashPass will get a free 3-month DashPass membership. Learn more.

Receive 5% back on all future HelloFresh purchases made with World or World Elite Mastercard. Learn more.

Receive $5 in Lyft credit for every three rides taken in a calendar month with World or World Elite Mastercard (capped at once per month). Learn more.

Receive a free ShopRunner membership, valued at $79, which provides free 2 day shipping and free returns. Learn more.

Mastercard Card Agreement