OnLine Access

Access to your account when you need it and where you need it is critical in today’s fast-paced world. With OnLine Banking from Industrial Credit Union you’ll get the 24/7 access you’re looking for. Best of all, it’s free.

With OnLine Banking you can

  • View account transaction history in real-time.
  • Transfer funds between accounts in real-time.
  • View monthly statements.
  • Apply for a loan.
  • Pay bills.
  • Use free budgeting tools, as well as set goals and view account balances from other institutions.

Enrolling in OnLine Banking

In order to use ICU OnLine, you must first contact Industrial to set-up a home banking account. You must also have a connection to the Internet.

Enhanced Login Security

Our superior security technology protects your accounts from unauthorized access. Enhanced Login Security (ELS) identifies you as the true “owner” of your accounts by recognizing your computer as well as your password. If ELS doesn’t recognize your computer – in case you login from a public computer or one you haven’t used before – ELS will ask you for information that only you know as an additional line of defense to prevent unauthorized access. With ELS, you’ll be protected no matter what computer you use, whether at home or on the go.

Enhanced Login Security will
  • Defend against identity theft and fraud.
  • Provide security from any computer, wherever you are.
  • Make it easy for you to bank online anytime, anywhere.
  • Help ensure online fraud prevention, everyday and everywhere.

Recommended Computer Software

  • Operating System: Windows Vista/7/8 or Mac OSX
  • Internet Browser: Microsoft Internet Explorer 9.0 or higher, Mozilla 3.0 or higher and Mac Safari 3.0 or higher.

For more information about system requirements and basic troubleshooting, visit our OnLine Banking FAQ.

Sign up for E-Statements and you’ll receive your statement securely inside OnLine Banking, which you can download directly to your personal computer.

E-statements are simply an electronic version of your monthly or quarterly statement delivered to your OnLine Banking webpage instead of your mailbox. When your statement is ready, you’ll receive a notification email. Statements are stored securely within OnLine Banking for 12 months.

E-Statement Benefits

  • Your statement arrives faster than traditional mail, by two or three days on average.
  • The statement is stored securely within OnLine Banking.
  • An electronic statement means less paper to handle and store at home.

Registering for E-Statements is quick and easy:

  1. Sign in to your OnLine Banking account
  2. Select the Additional Services tab
  3. Select E-Statements from the drop-down menu
  4. Click the Register button and follow the instructions

Industrial Credit Union’s Bill Payer is here to help make your life easier. In today’s fast-paced world, we all have busy schedules that allow little time to pay bills. But the reality is that, we all have bills to pay.

Bill Payer saves you the cost of mailing checks and allows you to feel confident that your bills are delivered successfully and on time, every time.

With Bill Payer you can

  • Register in real-time.
  • Schedule automatic payment rules for each payee.
  • Run payment reports and create custom reports.
  • Use multiple accounts to pay bills.
  • Order a CD of all your bills and payments at the end of the year

Free Bill Payer with E-Statements

Industrial Credit Union now offers Free Bill Payer when you sign up for E-Statements. If you already use E-Statements and Bill Payer, you’re all set! If not, simply login to OnLine Banking and register for Bill Payer and E-Statements today. Bill Payer and E-Statements provide a simple, safe and secure way to pay your bills and view your monthly statement.

To Register for Bill Payer

  1. Log-in to OnLine Banking.
  2. Click on the “Bill Payment” tab located at the top of the page.
  3. Follow the quick and easy registration steps.

To register for E-Statements

  1. Log-in to OnLine Banking.
  2. Click on the “E-Statements” tab.
  3. Follow the quick and easy registration steps.

Please review our Bill Payer User Agreement (PDF) for more information.

Applying for a loan can be stressful, especially when you have to wait hours or days for a decision. At Industrial Credit Union, we understand life’s hard enough- you don’t need extra stress. With OnLine Loan Applications you can apply for a variety of Industrial loans and receive a conditional decision in less than 60 seconds.

To apply for a loan online

  1. Log into your OnLine Banking Account
  2. Click the Apply for Loan button at the top of the page
  3. Enter your account number and click the Start Application button located in bottom right corner
  4. Our helpful loan wizard will guide you through the rest of the application.

Tired of running to other financial institutions to withdraw money only to deposit it into your Industrial account? With Funds Transfer you can transfer money in and out of your Industrial account from your account(s) at another financial institution. You’ll be able to control your finances from your home, leaving you more time for the important things in life.

Funds Transfer Benefits

  • Transfer funds online between various financial institutions without visiting a branch or writing a check.
  • Send money to friends or family. Fund are electronically deposited to the recipients account.
  • Set up automatically recurring transfers to plan for money movement needs in advance or to create an automatic “savings plan.”
  • Choose the speed of the transfer, 3 business day or next day, to transfer funds.

Registering for Funds Transfer

  1. Click the Online Banking link to the left and log in to Online Banking.
  2. Click on Funds Transfer tab located at the top of the page.
  3. Follow the quick and easy registration steps.

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